Employee Critical Illness Option

Critical Illness Insurance (Policy Series BM2100-MP)

1. Lump-sum benefits paid directly to the insured following the diagnosis of each covered critical illness.
2. Re-occurrence and additional occurrence benefits are included
3. Covered Critical Illnesses include Cancer, Heart Attack, Stroke, Major Organ Transplant, Renal Failure at 100% of the selected benefit; Carcinoma in Situ and Coronary Artery Bypass Surgery are covered at 25% of the selected benefit
4. Optional Riders for Loss of Activities of Daily Living (ADL)
5. Employee benefit amounts available from $5,000 to $50,000
6. Spouses may purchase up to 1/2 of the employee benefit amount
7. Dependent children are covered up to 10% of the employee amount at no additional charge
8. Annual health screening benefit
9. Simplified underwriting - only a few health questions
10. Policy is portable after policy has been inforce for 6 months

State variations may apply to benefits and features available for these insurance products. Some of these products may not be available in all states.

 

Marketing Materials

1. Product Overview Brochure
2. Underwriting Guidelines